Blocked Account Calculator
Calculate your Sperrkonto amount
Find out exactly how much money you need in your blocked account for the German Ausbildung visa.
💡 What is a Sperrkonto? A blocked account (Sperrkonto) may be needed for your Ausbildung visa. Important 2026 update: If your company-based Ausbildung salary is at least €1,048 gross / €822 net per month, your salary alone is proof enough — you do NOT need a separate blocked account. If your salary is below this, you supplement the difference. The blocked account is YOUR money — not a fee. You withdraw it monthly once training starts.
🧮 Calculate My Sperrkonto
€11,208
Required Blocked Account Amount
This is your money — you withdraw it monthly once your Ausbildung salary begins
Compare Providers
🟢 Fintiba
Setup fee: €159 one-time + €9.90/month
• Most popular for Ausbildung
• Fast setup (24–48 hrs)
• English support
• Embassy-recognized worldwide
Open with Fintiba →• Fast setup (24–48 hrs)
• English support
• Embassy-recognized worldwide
🔵 Expatrio
Setup fee: lower than Fintiba (check current rates at expatrio.com)
• Cheaper setup fee
• Health insurance bundle available
• English & German support
• 3–5 day setup
Open with Expatrio →• Health insurance bundle available
• English & German support
• 3–5 day setup
🏛️ Deutsche Bank
No setup fee
• Free to open
• Traditional bank
• May require in-person visit
• Slower process (2–4 weeks)
Open with Deutsche Bank →• Traditional bank
• May require in-person visit
• Slower process (2–4 weeks)
📋 How to use your Sperrkonto: After depositing, you receive a confirmation letter. Attach this to your visa application. Once in Germany and your salary starts, you can withdraw the blocked amount in equal monthly installments (€992/month, 2026 official rate). The money is yours — it never expires.